Steve’s services draw on years of experience working in the following areas:

Health & Welfare Plans: Compliance Advice

COBRA and State Continuation
Health Insurance Portability & Accountability Act (HIPAA)
Family Medical Leave Act (FMLA) — Federal & State
Uniformed Services Employment & Reemployment Rights Act (USERRA)
Women’s Health & Cancer Rights Act (WHCRA)
The Newborns’ & Mothers’ Health Protection Act
Mental Health Parity Act
Impact of federal and state legislation

Other Health and Non-health benefits

Section 125 Flexible Benefits Plans
Section 125 Flexible Spending Accounts
Ancillary benefits
Voluntary benefits
Qualified Retirement Plans

Key Analytics

Claim utilization patterns
Shock claims/ongoing health conditions
Employer and employee costs
Contribution strategies to balance the integrity of the Plan with employee needs
Industry comparison
Trend analysis
Consumer-driven health plans (CDHP’s)
Health Savings Accounts (HSA’s)
Prescription drug coverage and plan design
Medicare Part D

Review of contracts

Insurance policies and contracts
Excess Risk (stoploss) contracts
TPA service agreements
Other vendor contracts and service agreements

Consultation and Advice

Plan Documents and Amendments
Coverage and claim issues
Resolution assistance
Department of Labor audits
Independent, personalized advice regarding Medicare Part D Rx Plans